Remember that last election promise when the guy running for President talked about all that terrible student loan debt and how he was going to forgive it all?  You know those student loans that are now almost two trillion dollars to “help out our young people”?  Let me remind you of what he said, since many of the people in college voted for the President based on the advice from their college professors.

Joe Biden wrote in a Medium post, “I propose to forgive all undergraduate tuition-related federal student debt from two- and four-year public colleges and universities for debt-holders earning up to $125,000, with appropriate phase-outs to avoid a cliff. The federal government would pay the monthly payment in lieu of the borrower until the forgivable portion of the loan was paid off. This benefit would also apply to individuals holding federal student loans for tuition from private HBCUs and MSIs.” –

Wouldn’t that have been great had someone explained to you that this wasn’t really going to happen?  Professors get paid by the Universities that get money from the Federal government and also endowment money from big corporations. Like it or not, your college professors have a bias when it comes to voting and they don’t care if you graduate their University in four years, ten years or you never graduate. They get paid no matter what.  They actually get paid for non-performance because they are not required to make sure that the people taking their education get a degree.  It’s a bit like if I sold you a car that didn’t run and you just had to figure out on your own how to make it run, but you get to pay for the car for twenty years.  Of course, people don’t think about it this way because they have been conditioned to believe the educational system is their friend. Conditioned is another way of saying that they have been “brainwashed”.

Which is why the average endowment at a University is $1.4 billion, while the cost of tuition continues to skyrocket and the amount of student loan debt is now over $39,000 per person ($30,000 just for 2021 grads). Do you think if the average University is sitting on $1.4 billion that they could afford to pay their professors, reduce the cost of tuition so that it’s affordable? They are like giant corporations in disguise.  I put a link to the articles below, so that you can read them for yourself.  The reality is that most of the 45 million “students” are not going to get out of debt for about twenty years or more making the average payment of $393. You need a better plan!

Among the 351 ranked National Universities that provided this data to U.S. News, the average endowment size at the end of fiscal year 2020 was around $1.4 billion. Of the 10 National Universities that reported the smallest endowments to U.S. News, the average came out to nearly $10.7 million. –


With 45 million people now carrying $1.7 trillion in student loans in the United States, student loan payments are a major monthly debt obligation for a growing percentage of the nation. –

If you want to earn money in America or the world for that matter, you want a business where you can “find a need and fill it”. Does it look like there is a need to help 45 million people to pay off their student loan debts?  Do you think you could find two people out of 45 million who would rather have a part-time gold and silver coin collecting business paying off their student loans instead of the job they landed after college? Hopefully, if you are a Business Major you will understand this concept. Let me explain it using real estate.


My wife and I recently bought a 1.5 acre piece of land next door to our house that we purchased for $100,000. We paid cash for the property by borrowing money at a low interest rate loan against another asset. Why did we do this? We would rather have our $100,000 earning more money elsewhere than the the cost of the interest on the loan.  That’s a concept that most people understand and they do it all the time. They buy a vehicle from my dealership and get a 2.99% loan instead of paying cash because their cash can be earning a higher rate of return elsewhere.

Why else did we do this?  This is a concept ninety-percent of America doesn’t understand. I own a car dealership and I do Network Marketing businesses on the side. I am a capitalist living in a capitalist society that is filled with socialists, who for some reason believe they actually live in a socialist society.  If we play “poker” and you think we’re playing “go fish”, you are going to lose. You’re playing the wrong game.  You have been lied to mostly by the people who have now put you $30,000 in debt at a high interest rate, which is money that is going to bankers who helped get the President elected. The President can’t wipe out your student loan debt. He can’t because the people who helped him get elected want their interest on $1.7 trillion in student loan debt.

In case you haven’t figured it out by now all of the colleges and universities are really Capitalists or they wouldn’t have $1.4 billion in endowment money sitting in their investment portfolios growing like a weed. They wouldn’t be increasing tuition rates at record levels. They wouldn’t be doing research and development using slave labor (college kids paying them tuition) where they sell their research to giant corporations giving them more money. That is capitalism, while they preach socialism to the students sitting in their chairs.  I am not against them being capitalists, but don’t lie about it.  America is based on capitalism, so this shouldn’t be a surprise. Your debt isn’t going away.

Let me get back to that land we purchased. Why would I want to pay $100,000 for land that I’m buying instead of letting a business pay for it?  I joined the Network Marketing company that I am telling you about for $199 a year and $139 a month that I get a silver collectible coin each month. I started building a business by telling others. The goal is to earn $500 a month, then $1,000 a month and then $5,000 a month and BAM! I take the money I earn and I pay down the $100,000 loan. In 24 or 36 months we will own a $100,000 piece of land paid for by a cheap gold and silver coin collecting business. Why isn’t everyone doing this? Anyone can do this, but most people won’t do it.

I’m using other people’s money. I’m using another person’s silver and gold dealership and I’m using other people’s time by putting them in business with me and I have next to zero risk. It’s $199 a year and $139 a month to purchase a collectible silver coin each month. I can flip the coin to another collector and my cost is next to zero. The way capitalism works is you can either put money to work or people to work. This business allows you to do both, which is what the Universities are doing. They put their endowment money to work and their people to work. Do the same thing and pay off your student loan debt in record time.

I guarantee they didn’t teach you this in college. They don’t care if it takes you 20 years to pay back your student loan debt. They’ve been paid. How long will it take the average person to pay back their student loan debt?  If you get nothing else out of this article, go and read this website link below because it will shock you.  Don’t do what everyone else is doing or you’re going to get the same result. You only need to find two people who understand what I’ve explained in this article. Get them to join you and repeat the strategy. That’s it!

Some professional graduates take over 45 years to repay student loans.  21% of borrowers see their total student loan debt balance increase in the first 5 years of their loan. The average medical school graduate’s salary is not sufficient to make their student loan payments. In practice, it takes borrowers closer to 20 years to pay off their student loans.

I don’t think most people want to take 20 years repaying student loan debt, but the cards are stacked against them. Your income is like a medical professional who’s income isn’t even enough to make their payments. You need another income stream that will pay off your debt for you, the same way that I’m using another income stream to pay for a piece of land that we purchased.

How many people do you know who would share this concept with you? I don’t know anybody.  Will it work? I will make it work. It’s real. It’s honest and of course there are no guarantees. What I know is that the system works, the pay plan works. It’s like pushing a boulder uphill. It’s hard, but once it’s at the top and you let it loose gravity pulls it downhill on it’s own. The world belongs to people who take risks. If you don’t try you will never know. I’m trying to make it really easy for the people who join my team by writing these articles for them to use and share with other people.

Read the other articles on this website, join the company for $199 a year and $139 a month for a silver MS70 numismatic silver coin minted in limited edition series and share the opportunity with others.  It’s legal, it’s a real product being sold, the pay plan requires you to get some people in to earn money and it works based on a two person binary pay plan.

The company and most of the people involved are not showing people how to actually build this business. They focus on the value of the coins and how they can appreciate in value, which is great.

I decided to get involved and put this website together to build a team of people who want to change their financial future. The coins are really cool especially when combined with the compensation plan. Why not capitalize on both by building a team? You can even do this in multiple countries, as you will notice when you go join.

If you’re ready to get started in this business and change your financial future leveraging a Network Marketing company by promoting their limited edition gold and silver collectible coin just click on the link below. You can sign-up for $199 a year to get started and then purchase $139 coin each month. Start promoting their limited edition gold and silver collectible coins and build another income.

Once you do that you can start building a team of two other people to begin building an income using their unique Network Marketing system.  If you look at the graphic I included on this page it shows exactly how this pay plan works. It’s simple. You need two people to join your team, using the same method that all of the social media sites have grown to millions of people.

Read the other articles on this website and starter earning money marketing silver and gold coins.  Visit the website links below to check out the company and watch their short videos and get started.

You will notice that I didn’t mention the company name on this website.  I didn’t want to get their permission to write my articles. Don’t wait and use this opportunity to get debt free!

John Boyd: The Cool Car Guy
I own that is a licensed car dealership in Lone Tree, CO.  I can help you save time and money on any make or model, new or used, lease or purchase – nationwide. Call or email John about your next vehicle at or Twitter @coolcarguy.

If you’re ready to join the Network Marketing opportunity discussed on this website with me, just visit my website link by clicking here.  You can also visit this website to see what’s new with this Network Marketing company.

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